ANO ANG ST.PETER LIFE PLAN?

Ang St. Peter Life Plan ay isang PRE-NEED company at kabahagi ng ST. PETER GROUP OF COMPANIES (SPG). Ito ay itinatag ni FRANCISCO "TATAY" M. BAUTISTA noong OCTOBER 23, 1970. Ang mga SANGAY ng St. Peter Life Plan at ng St. Peter Chapels ay umaabot ng mahigit 300 sa buong kapuluan ng Pilipinas. May sariling MOTORPOOL ang St. Peter para sa mga CARO at iba pang mga sasakyan na pag-aari o kasapi ng St. Peter Group of Companies. May sariling pagawaan ng mga KABAONG sa buong Pilipinas at mayroon ding CREMATION FACILITIES sa mga piling lugar lamang at ang pinaka paborito ng karamihan ay ang ST. PETER LENDING kung saan maaari kang makautang sa pinakamababang interest lamang.

KATAYUAN NG ST.PETER LIFE PLAN

* No. 1 pre-need company sa Pilipinas
* Top 168 sa may isang libong korporasyon sa Pilipinas
* 97% market share sa buong industriya
* Sertipikado at lisensyadong magbenta at may basbas ng
          INSURANCE COMMISSION - FULL COMPLIANT tayo.

Ang ST.PETER ay kasapi ng:

- National Funeral Director Association (NFDA)
- Cremation Association of North America (CANA)
- Asia Funeral Expo (AFE)
- Philippine Marketing Association (PMA)
- Philippine Association of National Advertisers (PANA)
- Personnel Management Association of the Philippines (PMAP)

Life Plan

1. Isa sa 15 lisensyadong pre-need companies sa taong 2017
2. No. 1 pre-need company simula pa noong 2007
3. Binigyan ng otoridad na magbenta ng 40 bilyong pisong pre-need plans
           para sa taong 2017, pinakamataas sa industriya sa ngayon
4. Trust Fund = 40B php
5. PNR (Pre-Need Reserve) = 40B php

Chapels / Memorial Services

^ No. 1 sa bilang ng chapels - 300 plus
^ No. 1 sa serbisyong memorial - 8,000 kada buwan
- Pre-need - 71%
- At-need  - 29%

Casket Supply

* No. 1 sa paggawa ng kabaong - 4,200 monthly
* Sampung Pabrika
  - Luzon = Pampanga (2), SFLU
  - Visayas = Cebu, Iloilo, Leyte, Dumaguete
  - Mindanao = Tagum (Davao), San Francisco (Agusan), Oroquieta (Zamboanga)
* No. 1 sa pag-import ng kabaong
* Batesville brands - gawa sa US, pinakamalaki sa buong mundo
* Ginamit nina Michael Jackson, Whitney Houston, US Presidents 
          Kennedy at Reagan Ford

PRODUCT PRESENTATION

Caskets - St.Anne - Metal Casket, Double Top (Split & Full Lid
                             Covers), Full Glass, Elegant Interiors,
                             Imported corners and handles

  - St.Dominique - Wood Casket, Single Top (Full Lid Cover),
                                  Full Glass, Elegant Interiors, Imported
                                  corners and handles

- St.Gregory - Metal Casket, Split Lid Cover, Full Glass,
                                     Elegant Interiors, Imported corners and
                                     handles

- St.George - Wood Casket, Split Lid Cover, Full Glass,
                                  Elegant Interiors, Imported corners and
                                  handles

- St.Bernadette - Metal Casket, Single Top (Full Lid Cover), Full
                           Glass, Elegant Interiors, Imported corners and
                           handles

- St.Claire/St.Jude - Metal Casket, Single Top (Half Lid Cover),
                               Half Glass, Elegant Interiors, Imported corners
                               and handles

Urns - St.Jude/St.James - Full cremation services, Exquisite marble urn,
                           Provision of Metal Casket (single top (half-lid
                           cover), half glass, elegant interiors, imported
                           corners and handles) for St.Jude Plan

SERVICES PRESENTATION

Memorial Service - 24/7 funeral service of collecting the body in homes or in
                    morgues
               - License Professional Embalmers
               - Chapel Viewing and Home Viewing (or anywhere outside
                    St.Peter Chapels) - Free for 4 days only
               - E-Burol - An online viewing for free (selected chapels
                    only)
               - Heaven's Gate - The first online memorial community in the
                    Philippines                                       
                  - Timeless Tribute - Songs, prayers and tribute for the dead,
                    flower offerings, includes 10 to 15 minutes of a tribute
                    video
                 - E-Libing - An online coverage of an interment (selected
                    plans/chapels only)

Lending Service - Lending services for planholders can loan 30% of the
                   contract price of the plan with an interest rate of 1.5%

PRICE LIST

Traditional Plans only

St.Anne - Contract Price/Premium - 157,500
         Spotcash/10% Discount  -  141,750
         Annual                -  31,500
         Semi-Annual            -  16,695
         Quarterly              -   8,660
         Monthly               -   3,000

St.Bernadette - Contract Price/Premium -  125,000
               Spotcash/10% Discount  -  112,500
               Annual                -  25,000
               Semi-Annual            -   13,250
               Quarterly              -   6,875
               Monthly               -   2,375

St.Claire - Contract Price/Premium -  98,500
           Spotcash/10% Discount  -  88,650
           Annual                -  19,700
           Semi-Annual            -   10,440
           Quarterly              -   5,420
           Monthly               -   1,870

St.Dominique - Contract Price/Premium -  67,500
           Spotcash/10% Discount  -  60,750
           Annual                -  13,500
           Semi-Annual            -   7,155
           Quarterly              -   3,710
           Monthly               -   1,285

St.Gregory - Contract Price/Premium -  57,000

            Spotcash/10% Discount  -  51,300
            Annual                -   11,400
            Semi-Annual            -   6,040
            Quarterly              -   3,135
            Monthly               -   1,100
     
St.George - Contract Price/Premium -  53,000
           Spotcash/10% Discount  -  47,700
           Annual                -   10,600
           Semi-Annual            -   5,620
           Quarterly              -   2,915
           Monthly               -   1,000

St.Jude - Contract Price/Premium -  99,000
         Spotcash/10% Discount  -  89,100
         Annual                -  19,800
         Semi-Annual            -  10,495
         Quarterly              -   5,445
         Monthly               -   1,880

St.James - Contract Price/Premium -  66,000
          Spotcash/10% Discount  -  59,400
          Annual                -  13,200
          Semi-Annual            -   6,995
          Quarterly              -   3,630
          Monthly               -   1,255

FEATURES AND BENEFITS

1. Anti-Inflationary - all active plans (fully-paid, still paid in dues)                               if the price increases and implemented, planholders are                         not affected.
2. One-Year Contestability Period - all insurable must pay the remaining
                                    balance if the planholder passes away
                                    (natural death) within this period and no
                                    cash assistance will be given, transferred
                                    plans and reinstated plans of all insurable
                                    automatically repeat this again.
3. Easy 5-Year Installment - all plans are five years to pay with very low
  installments or pay in cash and get 10% off of the
                             contract price.
4. Transferable - all plans are transferable to any living person, both
                  parties must sign with Deed of Sale and pay the transfer fee,
                  (cannot be transfer if ROP/Money Back has been fully paid
                  by the company)(must apply again the 30-day holding period
                  and one-year contestability period)insurable to
                  non-insurable: the benefits are forfeited, non-insurable to
                  insurable: no benefits will acquire.
5. Assignable - all plans are assignable in relatives only and pay the assign
                fee. (cannot be assign if ROP/Money Back has been fully paid by
                the company)(must pay the remaining balance)
6. With Value-Added Insurance Coverage - Life: 10-year coverage, must
                                         insurable, includes waive of balance:
                                         the relatives of the deceased
                                         planholder will no longer pay the
                                         balance; and cash assistance: the
                                         relatives of the deceased planholder
                                         will receive an amount equal to the
                                         contract price of the plan only after
                                         the contestability period.
                                         (insurable age 18-59)
                                         Accident: 10-year coverage, must
                                         insurable, includes waive of balance
                                         and cash assistance: the relatives of
                                         the deceased planholder will receive
                                         an amount twice the contract price
                                         of the plan without contestablility
                                         period. (insurable age 18-54)
7. Inclusive of Memorial/Cremation Services - all plans are free of services
                                              and satisfaction guarantee.
8. 30-Day Holding Period - all plans are in freeze mode, it
                           cannot be transfer nor assign to anyone in this
                           period. (new sale, transferred and reinstated plans)
                           (inclusive in one-year contestability period)
9. Non-Insurable (age 17 & below/60 & above) - pay the remaining balance if the
                                               planholder passes away (natural
                                               death).
10. Lending - all fully paid planholders must have a CERTIFICATE OF FULL PAYMENT

             (COFP), with this the owner of the plan with COFP can now avail a
             LOAN. 30% of the contract price will be lend to the borrower for
             his/her initial loan. Only 1.5% interest rate will apply.

Lapse (in MOP) - the planholder must remember and follow his/her MODE OF PAYMENT accordingly and regularly, in any mode of payment (monthly, quarterly, semi-annual or annual) if LAPSES are made there is only 60 days from the due date to settle and in 61st day the plan is DEACTIVATED!

The plan will be FORFEITED if the planholder did not REINSTATE his/her plan within 2 years prior to its due date.

If the plan is REINSTATED, the CURRENT PRICE will be apply to his/her plan and
must apply the 30 day holding period and if the planholder is INSURABLE, his/her
plan must apply a one-year contestability period again.

Lapse (in Lending) - the plan will be FORFEITED if the planholder did not settle his/her loan balance from the last payment up to the last day of the 6th month.

If the planholder (insurable) passes away during payment of his/her loan, relatives will pay the remaining balance of the loan and the FULL-SERVICE will apply but NO CASH ASSISTANCE will be received.

Unrendered service plans that are transferred to the new planholder will automatically be in SERVICE ONLY mode.

(NOTE: Prices, rules and policies are subject to change without prior notice. Please read your policy at the back of your contract for full details or call St.Peter offices for further information)

The Company's trust funds are managed by the biggest banks in the country

Metrobank, UCPB, BDO, RCBC, BPI

Bakit ba kailangan ng ST. PETER LIFE PLAN ang bawat miyembro ng pamilya?

               ◙ Upang maging handa sa pagdating ng oras dahil ang buhay ay
                 maikli lamang
               ◙ Kahit sino pwedeng magplano
               ◙ Walang hinihinging mga ID at mga dokumento sa pag-fill-up ng
                 application form
               ◙ Dahil may kalakip itong INSURANCE sa mga edad 18 hanggang 59
               ◙ Maraming plano ang pagpipilian sa abot-kayang halaga
               ◙ Mas mura kaysa AT-NEED PRICE
               ◙ May mga planong may MONEY-BACK
               ◙ Kalidad ang mga produkto at mga serbisyo
               ◙ May LOAN option
               ◙ Maraming sangay sa buong bansa para mapaglingkuran kayo kahit
                 saan

                 30-Day Holding Period
                  1-Year Contestability Period
                  5-Years To Pay
                 10-Years Insurance Coverage (for insurable age only)

          Malaking bagay ang may ST.PETER LIFE PLAN sa isang pamilya. Kumuha na po kayo ng ST.PETER LIFE PLAN sa bawat miyembro ng inyong pamilya, lahat ng bilihin po ay TUMATAAS ANG PRESYO ito pa kaya at 5 YEARS TO PAY po ito. Maging praktikal, mag-SPOTCASH para sa mga NON-INSURABLE at mag-INSTALLMENT sa mga INSURABLE. Kumuha na habang kumikita pa, maghanda para sa kinabukasan at magplano na habang may panahon pa.
          Hindi lamang po ang ST.PETER LIFE PLAN ang maa-avail nyo pati na rin po ang AKING SARILI na sa abot ng aking makakaya ay akin kayong paglilingkuran. 
         

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Thank you and live your life to the fullest!

Edwin Gilua - Sales Agent 2 / Collector Lagro Branch

Office Branch: 2/F JB Crystal bldg., Quirino Hi-way, Greater Lagro, Quezon City

Office Branch No.: (8) 3642755